A clearer perspective on money. Made for life in Canada.
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VOLUME 01 / THE EVERYDAY FOUNDATIONS

Financial Literacy 101

Make sense of income, spending, borrowing and the larger purchases in Canadian life.

Learn the concepts. Explore the assumptions.

15 original written lessons, interactive examples and unlimited knowledge checks. Everything stays inside the website.

Work through the lessons in order or revisit a topic. Signed-in purchasers can save progress and hypothetical scenarios.

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INTRODUCTORY ONE-TIME PRICE

$59 CAD

Ongoing course access while the website operates. No subscriptions or recurring charges.

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Both courses are included in the $99 CAD bundle.

The curriculum

01Understanding your Canadian paycheque
Read the difference between what you earn and what arrives in your account.
02Creating a realistic spending plan
Build awareness of timing, fixed costs and everyday choices.
03Emergency funds
Understand the role and limitations of an emergency reserve.
04Credit scores and responsible credit use
Separate a credit score from your identity or financial worth.
05How credit-card interest works
See why a rate and a payment are different things.
06Understanding different types of debt
Compare debt by cost, obligations and consequences.
07The full cost of buying a car
Compare the complete transportation scenario, not just the advertised payment.
08The full cost of buying a home
Understand the purchase, the ongoing costs and the renewal.
09Renting versus owning
Compare housing choices over the same period and with the same assumptions.
10Insurance fundamentals
Learn the language of transferring financial risk.
11Workplace benefits and pensions
Read workplace benefits as part of compensation.
12CPP and OAS fundamentals
Distinguish public pension programs without estimating personal entitlements.
13Canadian accounts, introduced
Treat an account as a container, not an investment.
14Recognizing financial fraud
Recognize pressure, impersonation and requests for sensitive information.
15Building a learning roadmap
Turn concepts into a learning pathway, without creating a financial plan.