Insurance, fuel, charging, repairs and parking can materially change the monthly cash required for a vehicle. Registration and periodic maintenance can be translated into monthly allowances to make comparisons easier.
Depreciation is different from a bill: it is the change in what the vehicle might sell for. Counting both full loan principal and depreciation as monthly cash expenses would confuse cash flow with economic cost.
The car explorer separates loan payments from operating costs and asks for an assumed end value in the lease comparison. That resale amount is an assumption, not a forecast. Actual quotes, taxes and contract terms still require verification.
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